We love this question – What’s Your Best Rate?
First – We need to learn as much as can about the client and property, our commitment is to then source the best rate available!
Second – we truly appreciate referrals and we do not put our clients through any haggling or negotiation regarding rates.
Third – For clients who have already been pre-approved by their bank branch or a bank mortgage specialist there are always rate options to beat these offers along better terms including penalties that are 75% lower!
Here is our answer:Are you a first-time home buyer or repeat buyer?How much is your down payment? Less than 20% or more than 20%?Continue reading →